Disability Myths: "It'll never happen to me; I’m too young and healthy!”
“Of course I have life insurance. But I’m too young to worry about disability income insurance.”
Unfortunately, the risk of becoming disabled is twice as high as the risk of early death1. And most disabilities are caused by health conditions like stroke, heart attack or cancer—not by accidents or injuries2. The fact is that just over 1 in 4 of today's 20-year-olds will become disabled before they retire3.