Broker Check

Disability Myths: "It'll never happen to me; I’m too young and healthy!”

“ Of course I have life insurance. But I’m too young to worry about disability income insurance.”

FFG Advisors

Unfortunately, the risk of becoming disabled is twice as high as the risk of early death. And most disabilities are caused by health conditions like stroke, heart attack or cancer—not by accidents or injuries. The fact is that just over 1 in 4 of today's 20-year-olds will become disabled before they retire.

FFG Advisors

Most people understand the need for life insurance. Yet, the truth is, a long-term disability can be just as financially devastating to a household as a death. After all, income is the foundation of the lifestyle you’ve created. If that income abruptly stopped, how would you maintain your household, cover expenses, repay student loan debt or continue to plan for your future? Could your savings alone sustain your family for a period of months, or, even worse, years?

Fill out this Contact Form to talk to an insurance professional about how you can protect yourself against the financial impact of a disability — and feel good about tomorrow.

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